We fight for a better mortgage for you

  • Interest reduction of 0.2% compared to your bank
  • Mortgage discount of CZK 40,000 in average 
  • We continuously monitor the best conditions
  • Fast & completely online processing
 4,9 z 5
402 reviews
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✅Loan type:New mortgage
✅Interest:from 4.79%
✅Property value:CZK3,800,000
✅Repayment period:30 years
✅Loan amount:CZK3,200,000
✅Monthly payment:CZK16,770
-+
-+
30 yrs.
5 years
30 years
interest
4,79 %
monthly payment
CZK16,770
tax savings
CZK425,580
interest
4,79 %
monthly payment
CZK16,770
tax savings
CZK425,580
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Hypoteční kalkulačka

Pokud hledáte nejvýhodnější nabídku financování vlastního bydlení, proveďte si nejdříve srovnání hypoték. Práci vám usnadní naše online hypoteční kalkulačka, která vám rychle, jednoduše a z pohodlí domova nebo kanceláře srovná aktuální nabídky jednotlivých bank a představí výpočet hypotéky. Na případné dotazy vám rádi odpoví naši zkušení hypoteční specialisté online.

Výhodná hypotéka – jak ji poznáte?

Nabídky hypoték jednotlivých bank se liší v řadě parametrů. Nejvýhodnější hypotéka má především nízkou úrokovou sazbu a žádné nebo jen minimum dalších poplatků. Hypoteční kalkulačka vám rychle ukáže výpočet úrokové sazby a také všechny účtované poplatky spojené s úvěrem. Získáte nejen výpočet úroku, ale také se dozvíte, jaká bude výše měsíční splátky hypotéky při vybrané době splatnosti a fixace.

  • KB
  • CSOB
  • RB
  • CS
  • MMB
  • mBank
  • OBB
  • Creditas
  • HB
  • UCB

💪 Why are we better

Banka

  • Focuses only on own products.
  • Wasting time in personal meetings.
  • Mortgages are neglected in banking and relevant information is missing.
  • It will give you a list of required documents, you won't find support in it.
  • It is limited by its methodology, not all cases can be solved.
  • After signing the contract, he is not interested in improving the conditions for you.
  • They won't disclose the fees, it's up to you to gradually reveal them.
  • Lengthy offer up to several days without comparison.
  • You communicate and document everything yourself.
  • We know the whole market - we find the best deal.
  • Order everything online from home.
  • Unique online mortgage banking.
  • We deal with administration and bureaucracy for you.
  • We can handle even complex cases that banks can't handle.
  • The best mortgage for the entire repayment period thanks to the Watchdog.
  • We uncover hidden fees and draw attention to them.
  • Best offer in a few minutes.
  • We take over communication with real estate agency and lawyers.

How does it work

  1. Comparison of all mortgages in Czechia
    5 minutes
    Provide as much information as possible to refine the offer and get better conditions. We'll also get you an online mortgage specialist, who will be at your disposal. After a careful inspection, we'll give you a very specific offer by the next day.
    hyponamiru specialistahyponamiru specialistahyponamiru specialista
    we're online
  2. Mortgage purpose to the bank
    within 1 day
    Non-biding inquiry to the bank. Validation of the supplied documents and identity verification. At this stage, the bank confirms the offered conditions and checks whether it has all necessary documents.
  3. Property appraisal
    within 5 days
    The bank conducts a property appraisal while we're checking the following: an extract of cadastre of real estates, legitimate owner, lien, foreclosures, easements and other mortgages. As a premium service, we can also have the sales contract checked for you by a partner law firm.
  4. Leave paperwork to us
    within 2-7 days
    The list of required documents:
    - extract of cadastre of real estates
    - lien for the property being purchased
    - sales contract (or agreement on the future contract)
    Detailed list of documents
  5. Signing at the bank
    5 days
    The bank will prepare all contractual documentation for you to sign at your preferred bank branch.
  6. Money in your account
    1 week
    We'll help you to meet the requirements for getting money for a property (for example, getting rid of overdraft). We keep an eye on the deadlines so you can use the money as soon as possible and without any penalties.
  7. Monitoring the best conditions
    non-stop
    Our system automatically checks whether you have the best conditions available on the market. You'll get notified in time when there's a possibility to save money or shorten the mortgage term.
Show the best mortgages

Stories of our clients

Roman Č. | Brno

I have nothing to complain about. A professional and fast service.
Mortgage details
amountCZK1,995,000
maturity20 years
repaymentCZK12,184
interest rate4,09 %
fixation5 years
ltv70 %
feesCZK2,000 CZK0
specialistJana Žáčková
Sára V. | Prague

Very good cooperation and communication with the mortgage bank.
Mortgage details
amountCZK2,214,500
maturity20 years
repaymentCZK12,215
interest rate2,94 %
fixation5 years
ltv70 %
feesCZK2,000 CZK0
specialistVáclav Vidlička
Martin M. | Prague

I had to get all the paperwork ready, but thanks to a skilled broker and a user-friendly online mortgage registration system, the process itself was very convenient.
Mortgage details
amountCZK3,524,000
maturity22 years
repaymentCZK19,886
interest rate3,89 %
fixation5 years
ltv65 %
feesCZK4,000 CZK0
specialistMichal Hobík
Ondřej M. | Ostrava

Ms. Cikánková was a perfect point of contact. She was very helpful and trustworthy. If it wasn’t for the pressure and attitude at the UCB bank, I’d have closed the deal with you.
Mortgage details
amountCZK7,820,500
maturity30 years
repaymentCZK33,907
interest rate3,22 %
fixation10 years
ltv80 %
feesCZK2,000 CZK0
specialistKlára Cikánková
Ivana N. | Pardubice

I’ve found Hypo na míru by chance, without a prior recommendation, and I’m very satisfied with the communication and expertise of Ms. Kolouchová. I’d recommend the company to everyone for arranging a loan. 🙂 Ms. Barbora Kolouchová was always very pleasant.
Mortgage details
amountCZK730,000
maturity10 years
repaymentCZK6,978
interest rate2,79 %
fixation10 years
ltv80 %
feesCZK2,000 CZK0
specialistBarbora Kolouchová
Petra M. | Brno

My adviser is amazing! 😍 She’s always helpful and pleasant, simply top-notch… I’ve enjoyed working together very much. 😁 I’m completely satisfied. 🙂 I’m so happy I’ve found you. 🙂 I’ll recommend you whenever I can. 😊
Mortgage details
amountCZK2,340,000
maturity30 years
repaymentCZK10,736
interest rate3,64 %
fixation8 years
ltv90 %
feesCZK4,000 CZK0
specialistMonika Cahová
Radek H. | Pilsen

Ms. Žáčková is the best! 🙂
Mortgage details
amountCZK2,644,000
maturity20 years
repaymentCZK15,091
interest rate3,32 %
fixation10 years
ltv80 %
feesCZK4,000 CZK0
specialistJana Žáčková
Simona K. | Chrudim

Amazing and professional approach, great communication and help. I can wholeheartedly recommend, they’ve arranged everything and helped me get a mortgage.
Mortgage details
amountCZK3,000,000
maturity30 years
repaymentCZK14,013
interest rate3,82 %
fixation10 years
ltv90 %
feesCZK2,000 CZK0
specialistMonika Cahová
Karel S. | Ostrava

This is how I imagine a top-notch consultant service. They’re looking for solutions for their customer, not for themselves. That’s a quality many consultants still lack. Up until now, I’ve been doing it all myself. I was recommended this service and I believe it paid off. I pay less interest and fees than if I had negotiated the deal with the bank as an individual. The Hypo na míru service is free and yet of an excellent quality.
Mortgage details
amountCZK10,400,000
maturity18 years
repaymentCZK59,292
interest rate2,39 %
fixation3 years
ltv80 %
feesCZK7,000 CZK0
specialistFilip Křivánek
Helena N. | České Budějovice

I’ve never met such an expert before. Ms. Cahová was the best thing that could have happened to me in my situation. I’m extremely grateful to her, as she has easily solved many obstacles on my side. I’m beyond grateful that I’ve decided to use your service, as you’ve made the whole process extremely easy and it was always pleasant to communicate with you.
Mortgage details
amountCZK2,700,000
maturity30 years
repaymentCZK11,810
interest rate3,29 %
fixation3 years
ltv45 %
feesCZK2,000 CZK0
specialistMonika Cahová
Show all stories

About hyponamíru

We're ready to
fight for a better mortgage for you

We want to make it easier, faster and more convenient for you to get the best deal on a mortgage. As online mortgage specialists, we are aware that we must work exceptionally hard to earn your trust.

We are fully regulated by the Czech National Bank and The Office for Personal Data Protection. It goes without saying that all our specialists are qualified, experienced and friendly.

We've developed technology that allows us to compare over 25,000 mortgage loan combinations, to make sure you always get the best deal. Moreover, we'll partner with you throughout the entire term of your mortgage so that you don't miss out on any extra payments or possibility to refinance.

Like all mortgage brokers, we're paid by the banking houses and will never charge you any extra fees. We are here for you anytime, anywhere.

Hyponamíru team

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